Cheap Car Insurance Vista

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cheap car insurance vistaVista is located just seven miles inland from the Pacific Ocean in northern San Diego County, allowing residents to enjoy a wide range of year-round outdoor activities in a setting of gentle rolling hills and pleasant rural surroundings. Vista has more than 25 educational institutions for youth, and a business park home to over 800 companies. Based on factors such as family life, recreational opportunities, education, health, safety, and affordability, Vista was ranked as the 173rd-best place in California for families in a 2015 review. The cost of living in Vista is 3% lower than the California average, but the cost of housing in Vista is 78% higher than the national average. Vista is a coastal city with a broad range of attractions and activities, like the recently updated Moonlight Amphitheatre and the Avo Playhouse. It is also close to the many popular tourists sites in San Diego, like Legoland and The San Diego Zoo. These facts and the high cost of living make it especially important to explore all the options for cheap car insurance Vista has to offer.

Vista contracts with the San Diego Sheriff’s Department for law enforcement services, and has over 150 sworn, professional, and volunteer staff members. Contracting with the San Diego Sheriff’s Department gives the city the ability to utilize all of the Sheriff’s Department assets in times of need. Vista is safer than 36% of the cities in the United States, with and overall crime rate that is 18% lower than the national average.

Vista Insurance Requirements

cheap car insurance vista 2All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but Vista has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Vista can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

cheap car insurance vista 3Public Transportation in Vista

Vista bus service is provided by the North County Transit District (NCTD) BREEZE. Also, NCTD has an east-west light-weight commuter train called the Sprinter with a stop in downtown Vista and further east on Civic Center Drive near Hwy 78. Over 79% of residents use their own car to commute to work, and traffic on the freeways is constantly congested.