Cheap Car Insurance Thousand Oaks

Start My Quote
cheap car insurance thousand oaksLocated in between Los Angeles and Santa Barbara in Ventura County, Thousand Oaks is recognized for being one of the most desirable places in all of California to live, work, recreate, and raise a family. The city was named after the many oak trees that grow in the area, and the city seal is adorned with an oak. As part of a master-planned city, it includes about 1,000 custom home lots, 2,000 single-family residences, a regional shopping center, a 200-acre industrial park, and several neighborhood shopping centers. The median home price is around $669,500. and cost of living in Thousand Oaks is 23% higher than the California average. With the city’s high cost of living, it is important to save where you can, so check often for all the options for cheap car insurance Thousand Oaks has available.

Thousand Oaks is contracted with the Ventura County Sheriff’s Department for law enforcement services. The overall crime rate in Thousand Oaks is 54% lower than the national average. Property crime is 54% lower than the cheap car insurance thousand oaks 2California average and 51% lower than the national average. The department has several special service units including crime analysis, crime prevention, and community oriented policing and problem solving units to prevent crime and to identify issues before they become problems. This strong police presence helps keep the risk of theft and property damage down, which in turn helps you get the best cheap car insurance Thousand Oaks can provide.

Thousand Oaks Insurance Requirements

All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but Thousand Oaks has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Thousand Oaks can provide.

  • Collision
  • Towing and labor
  • Comprehensivecheap car insurance thousand oaks 3
  • Rental reimbursement
  • Uninsured motorist bodily injury

Public Transportation in Thousand Oaks

Thousand Oaks Transit has just received an award from The California Transit Association as the Transit Agency of the Year 2016 for demonstrating innovative concepts, effective problem-solving techniques, and promoting a positive image of transit in the community. In addition to being a transfer station from Los Angeles and other nearby cities, it also serves as the primary station for Thousand Oaks Transit buses. Metrolink Ventura County and Pacific Surfliner services are available, and the Amtrak Coast Starlight stops at the Oxnard Transit Center and the Simi Valley Amtrak/Metrolink Station.