Cheap Car Insurance Santa Maria

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cheap car insurance santa mariaSanta Maria s located 170 miles north of Los Angeles and 270 miles south of San Francisco. The city is notable for its wine industry, but aerospace, communications, research, energy production, and manufacturing are also on the rise. State Route 135 is considered to be the major artery through the city, and is frequently congested and a high risk for accidents. The cost of living in Santa Maria is 15% lower than the California average, but housing in Santa Maria is 38% higher than the national average. All these statistics about the city make it especially important to explore all the options for cheap car insurance Santa Maria has to offer.

The Santa Maria Police Department and the Santa Barbara County Sheriff’s Office is divided into the three divisions, Administration, Operations, and Support, and has 111 sworn officers and 49 full-time support personnel. In addition, the Santa Maria Park Officers also contribute, with an additional 6 sworn officers. The overall crime rate in Santa Maria is 15% higher than the national average, and property crime is 9% higher than the the state of California and 15% higher than the nation’s average.

Santa Maria Insurance Requirements

cheap car insurance santa maria 2All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but Santa Maria has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Santa Maria can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

cheap car insurance santa maria 3Public Transportation in Santa Maria

The average travel time to work in Santa Maria is 18% lower than the national average, and the number of people who take public transportation in Santa Maria is 59% lower than the national average. SMAT, Santa Maria Area Transit, is a local bus service provided by both city and county-run lines., The Breeze Bus provides service to Lompoc, Vandenberg Air Force Base, and Santa Maria. RTA Route 10 connects Santa Maria and San Luis Obispo. The Guadalupe Flyer connects Santa Maria and Guadalupe. Long-distance intercity bus service is provided by Greyhound Lines. The Clean Air Express commuter bus runs between Santa Maria and Goleta as well as a line to Santa Barbara weekdays.