Cheap Car Insurance San Mateo

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cheap car insurance san mateoSan Mateo is one of the larger suburbs on the San Francisco Peninsula, and it’s downtown area is well developed and more prominent than others in the Bay Area. There are over 800 shops and restaurants, and Central Park is considered to be San Mateo’s signature park with tennis courts, picnic areas, and even a Japanese Tea Garden. The economy of San Mateo would is very diverse, with jobs in the technology, health care, financial services, government, and retail trade. The cost of living is 38% higher than the California average, and housing in San Mateo is 249% higher than the national average. This makes it especially important to explore all the options for cheap car insurance San Mateo has to offer.

San Mateo is safer than 46% of the cities in the United States, with an overall crime rate that is 23% lower than the national average. Property crime is 25% lower than the California average and 21% lower than the national cheap car insurance san mateo 2average. There are a total of 137 San Mateo police officers, in addition to a K9 Unit and a SWAT Unit. A strong police force helps keep risks of crime low, and is important in determining the costs of your auto insurance.

San Mateo Insurance Requirements

All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, butSan Mateo has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance San Mateo can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injurycheap car insurance san mateo 3

Public Transportation in San Mateo

The number of people who take public transportation in San Mateo is 55% higher than the national average, and the number of people who carpool to work in San Mateo is 10% higher than the national average. SamTrans provides local bus service within the city of San Mateo as well as the entire county of San Mateo. AC Transit provides transbay bus service via the San Mateo Bridge to Alameda County. Caltrain provides commuter rail service on the San Francisco Peninsula between San Francisco and San Jose. Caltrain operates three stations within the city of San Mateo with the Hillsdale Station, Hayward Park Station, and the San Mateo Station in downtown.