Cheap Car Insurance San Jose

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cheap car insurance san joseWith a population of over 1 million people, San Jose is considered to be a global city noted for its affluence and high cost of living. San Jose’s location within the booming local high tech industry earned the city the nickname “Capital of Silicon Valley”. There are quite a few educational facilities in the area, including the University of California, Berkeley, University of California, Santa Cruz, San Jose State University, San Francisco State University, California State University, East Bay, Santa Clara University, and Stanford University. All these schools pump out thousands of engineering and computer science graduates into the local economy every year, and the high tech companies absorb them and more from across the country. San Jose lies between the San Andreas Fault and is shaken by moderate earthquakes, above four on the Richter Scale, on average of one to two times a year. The crime rate of San Jose used to be very low, but with the extreme growth in population, it’s crime rate is now higher than the national average. Residents should at all the options for cheap car insurance San Jose has to offer, keeping in mind the scope and prosperity of the city.

San Jose Insurance

All California state residents are legally required to carry basic liability insurance the following limits:

  • $5,000 of property damage liability per incident
  • $30,000 of bodily injury liability per incident
  • $15,000 of bodily injury liability per person

San Jose is a very big and very prosperous city, so it makes sense to get insurance that covers more than just the basics. California also has a high rate of unisured motorists, so try to get that option if you can. Here are some other optional insurance needs to consider.

  • Comprehensive
  • Towing and labor
  • Collision
  • Rental reimbursement
  • Uninsured motorist bodily injury

Transportation In San Jose

Rail service to and from San Jose is provided by Amtrak, Caltrain, ACE and a local light-rail system operated by the Santa Clara Valley Transportation Authority (CVT). CVT also operates many bus routes in San Jose and the surrounding communities, as well as offering paratransit services to local residents. Also the Highway 17 Express bus line connects central San Jose with Santa Cruz. Intercity bus providers include Greyhound, BoltBus, Megabus, California Shuttle Bus, TUFESA, Intercalifornias, Hoang, and USAsia.

Taking advantage of public transportation, or carpooling, can be a big money saver. Less mileage on your car helps lower your car insurance, and sometimes it’s best just to stay off the road altogether.