Cheap Car Insurance San Francisco

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cheap car insurance san franciscoSan Francisco is the cultural, commercial, and financial center of Northern California and the most densely settled large city (population greater than 200,000) in the state of California and the second-most densely populated major city in the United States after New York City. The city and its surrounding areas are known as the San Francisco Bay Area, and are a part of the larger San Jose-San Francisco-Oakland combined statistical area, the fifth most populous in the nation with an estimated population of 8.7 million. San Francisco’s shoreline has grown beyond its natural limits. Entire neighborhoods such as the Marina, Mission Bay, and Hunters Point, as well as large sections of the Embarcadero, sit on areas of landfill. Driving in San Francisco can be a challenge, even at the best of times. The city attracts large amounts of tourists year round, so protecting yourself and your car is an important priority. Residents should take the time to look at all the options for cheap car insurance San Francisco has to offer.

Insurance In San Francisco

All California state residents are legally required to have basic liability insurance in the following limits:

  • $5,000 of property damage liability per incident
  • $30,000 of bodily injury liability per incident
  • $15,000 of bodily injury liability per person

San Francisco is known for being third on the list for the worst traffic, with Honolulu and Los Angeles taking first and second place. There is also tons of pedestrian and bike traffic, and all on roads that are badly in need of repair. Even though the following are options, San Francisco residents should consider them a priority for protecting themselves and their property.

  • Comprehensive
  • Towing and labor
  • Collision
  • Rental reimbursement
  • Uninsured motorist bodily injury

San Francisco Public Transportation

San Francisco ranks number one on the West Coast for the amount of people using public transportation. 32% of San Francisco residents use public transportation in daily commuting to work. The San Francisco Municipal Railway, known as Muni, is the primary public transit system of San Francisco. Muni is the seventh-largest transit system in the United States, and operates both a combined light rail and subway system, the Muni Metro, and a large bus network. And don’t forget about the historic streetcar line, which runs on Market Street from Castro Street to Fisherman’s Wharf.The famous cable cars have been designated as a National Historic Landmark and are a major tourist attraction.