Cheap Car Insurance San Diego

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cheap car insurance san diegoSan Diego is the second largest city in California and it’s main economic industries are military and defense-related activities, tourism, international trade, and manufacturing. There are plenty of attractions, including its beaches, and numerous tourist attractions such as Balboa Park, Belmont amusement park, San Diego Zoo, San Diego Zoo Safari Park, and SeaWorld San Diego. There is also a strong Spanish and Mexican heritage that is reflected in the many historic sites across the city, such as Mission San Diego de Alcala and Old Town San Diego State Historic Park. Traffic and tourists can be an overwhelming combo, so be sure you have the most accident protection you can get. Residents should take the time to explore all the options for cheap car insurance San Diego has available.

Required San Diego Insurance

All California state residents are legally required to carry basic liability insurance the following limits:

  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident
  • $5,000 of property damage liability per incident

In some cases, you may want to get even higher coverage, depending on where you live. In big cities the odds are higher you will be involved in an accident at some point, and having the right insurance can give you peace of mind when you are on the road.

Optional San Diego Coverage

Additional financial protection for you, your passengers, and your ride is a good idea in a big city. Especially since there is a high rate of uninsured motorists in California. Don’t count on someone else’s insurance to cover what is important to you.

  • Comprehensive
  • Towing and labor
  • Collision
  • Rental reimbursement
  • Uninsured motorist bodily injury

Alternate San Diego Transportation

San Diego is served by the San Diego Trolley light rail system, by the SDMTS bus system,  and by Coaster and Amtrak Pacific Surfliner commuter rail; northern San Diego county is also served by the Sprinter light rail line. The Amtrak and Coaster trains currently run along the coastline and connect San Diego with Los Angeles, Orange County, Riverside, San Bernardino, and Ventura via Metrolink and the Pacific Surfliner. There are two Amtrak stations in San Diego, in Old Town and the Santa Fe Depot downtown. You can get information about public transportation and commuting by dialing “511” from any phone in the area.