Cheap Car Insurance Salinas

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cheap car insurance salinasSalinas is the capital of the Salinas Valley, and has long been known as “The Salad Bowl of the World” for its fresh produce, flowers and vineyards. Now, the region is emerging as a world center of agricultural technology, or agtech. Salinas is located just outside the greater Bay Area and 10 miles east-southeast of the mouth of the Salinas River. The cost of living in Salinas is 13% lower than the California average, but the overall crime rate in Salinas is 16% higher than the national average. This makes it very important to make sure you have enough insurance to cover all possible mishaps. It is also important to save where you can, so check often for all the options for cheap car insurance Salinas has available.
Salinas has long had a well-recognized, significant problem with organized street gangs Such as Nortenos and Surenos, and associated violent crime. For every 100,000 people, there are 9.08 daily crimes that occur in Salinas although the overall violent crime has declined since 2000. Crime seems to be exacerbated by the city’s comparatively low tax base and consequently limited policing resources, as well as the proximity to Salinas Valley State Prison.

Salinas Insurance Requirements

All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

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The minimum coverage may be all the law requires, but Salinas has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options. Many drivers in California do not have auto insurance, so uninsured motorist protection is a must if you live in a busy city like Salinas.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Public Transportation in Salinas

cheap car insurance salinas 3The City of Salinas has 95 miles of connected bikeways throughout the City; Bicycling Resources and maps available through the City. Monterey-Salinas Transit operates local bus service; Monterey-Salinas AirBus offers connections to San Jose and San Francisco airports; Greyhound offers service to all major cities. Union Pacific’s main line has daily Amtrak service which runs through Salinas, with a stop at the new Intermodal Transportation Center. Using public transportation even just one day a week can help save you money on your car insurance, and it’s good for the environment as well. Save resources and money and avoid rush hour madness.