Cheap Car Insurance Redding

Start My Quote

cheap car insurance reddingRedding is the largest city north of Sacramento and located at equal distance between San Diego and Seattle on Interstate 5.  Shasta Lake is located about 15 miles north of downtown, and the city is surrounded by mountains to the north, east, and west and fertile farm land to the south. The cost of living in Redding is 8% lower than the California average, although the cost of housing is 20% higher than the national average. Redding has a variety of businesses, with employment spread across a wide range of professional services, including health care services, retail, and tourism. Redding has many interesting things to do, including whitewater rafting on the Sacramento River, the caves at Mt. Shasta, and Mt. Lassen Volcanic National Park, which is home to boiling mud pots and geysers. Living anywhere in California is pretty expensive, and it is important to save where you can, so check often for all the options for cheap car insurance Redding has available.

The Redding Police Department has three divisions, the Administrative Division, Field Operations, and Crime Investigations, and a total of 130 officers. The overall crime rate in Redding is 82% higher than the national
average. Property crime is 73% higher than the state average, and 82% higher than the country’s average. There are also several volunteer programs and an active community watch. Lowering crime rates also help to reduce auto insurance premiums.

Redding Insurance Requirementscheap car insurance redding 2

All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but the number of people who take public transportation in Redding is 76% lower than the national average. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Redding can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

cheap car insurance redding 3Public Transportation in Redding

Amtrak, the national passenger rail system, provides service to Redding, operating its Coast Starlight daily in both directions between Seattle, Washington, and Los Angeles. Amtrak California also provides Thruway Motorcoach service to Stockton or Sacramento for connections to the San Joaquins. Redding also provides a city bus transportation system called RABA (Redding Area Bus Authority). RABA provides routes throughout the city of Redding and throughout the suburbs.