Cheap Car Insurance Rancho Cucamonga

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cheap car insurance rancho cucamongaRancho Cucamonga lies at the foothills of the San Gabriel Mountains in San Bernardino County. It is located 37 miles east of Downtown Los Angeles. The city’s proximity to major transportation hubs, airports, and highways has attracted many big business. While most of the city’s land area is devoted to residential areas, Rancho Cucamonga, like its neighbors Ontario and Fontana, is a major center for the logistics industry in Southern California. Some of the nation’s largest corporations including Coca-Cola, Nong Shim, Frito-Lay, and Amphastar Pharmaceuticals have headquarters here. This is due to its proximity to two interstate highways and Ontario International Airport. It also has plenty of space that was formally agricultural land. This means that Rancho Cucamonga is a big draw for people looking for good jobs and nice housing. Residents should take the time to explore all the options for cheap car insurance Rancho Cucamonga can offer.


Rancho Cucamonga Insurance Requirements

All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but Rancho Cucamonga has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Public Transportation in Rancho Cucamonga

Rancho Cucamonga is served by Omnitrans Bus Service, Metrolink Train Service, and nearby Ontario International Airport. Interstate 15 and the relatively new 210 freeway extension run through Rancho Cucamonga as well as the historic U.S. Route 66. These highways are notorious for congestion and accidents, so consider using public transportation on occasion. This will save you money on your car insurance by keeping the mileage on your car low.