Cheap Car Insurance Pasadena

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cheap car insurance pasadenaAlthough sometimes known as the Crown of the Valley, Pasadena is best known as the host of the annual Tournament of Roses Parade and Rose Bowl football game. About 1,000,000 people come to Pasadena to watch the Tournament of Roses, and the average cost of a finished float is between $75,000 and $250,000.  Pasadena is the ninth-largest city in Los Angeles County, ans is also home to many scientific and cultural institutions, including the California Institute of Technology (Caltech), the Jet Propulsion Laboratory, Pasadena City College, Fuller Theological Seminary, Art Center College of Design, the Pasadena Playhouse, the Norton Simon Museum and the USC Pacific Asia Museum. This makes for a very busy city and a ton of traffic, so it is important to take the time to protect yourself on the road and look at all the options for cheap car insurance Pasadena has available.

The cost of living in Pasadena is 20% higher than the California average, and the overall crime rate in Pasadena is 2% higher than the national average. There are a total of 331 Pasadena police officers, which means there are 2.4 police officers per 1,000 residents. This ratio is 34.3% less than the California average and 27.3% less than the National cheap car insurance pasadena 2average. Crime rate is an important factor in determining the availability of cheap car insurance in Pasadena. The better the police force, the lower the risk for theft and property damage.

Pasadena Insurance Requirements

All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but Pasadena has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Pasadena can provide.

  • Collision
  • Towing and labor
  • Comprehensivecheap car insurance pasadena 3
  • Rental reimbursement
  • Uninsured motorist bodily injury

Public Transportation in Pasadena

Pasadena is served by the Los Angeles Metro Gold Line light rail, and there are currently six Gold Line stations in Pasadena: Fillmore Station, Del Mar Station in Old Pasadena, Memorial Park Station in Old Pasadena, Lake Station in Downtown, Allen Station and Sierra Madre Villa Station. Pasadena is also served by various bus services. Pasadena Transit provided bus services to the city. Los Angeles metropolitan area bus services Foothill Transit, LADOT, Metro Local, Metro Express, and Metro Rapid all serve Pasadena.