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Palmdale is near the San Gabriel Mountains and close to the city of Los Angeles, and part of the Antelope Valley. Palmdale is the 33rd most populous city in California and has a cost of living that is 20% lower than the California average. Palmdale is safer than 23% of the cities in the United States, but there were still about 436 automobile thefts in the city in 2016. This makes it important to have plenty of protection, so take the time to look at all the options for cheap car insurance Palmdale has available.
Over the last 25 years this city has consistently been ranked in the top 25 fastest growing cities in the United States. The Los Angeles County Sheriff’s Department (LASD) operates the Palmdale Station in Palmdale, and is the largest Sheriff’s Station in Los Angeles County. They employ high-tech tools, such as Automated License Plate Recognition Systems on patrol cars, to increase officer productivity. A good police department helps keep crime low, and also lowers the risk for all drivers. This helps keep car insurance costs low for everyone.
Caltrans only recently began upgrades to SR 138. This are has been nicknamed “Blood Alley” due to the high rate of accidents that occur. CalTrans has had plans for several years for SR 138 and SR 18 to create an east/west freeway between Palmdale and I-15. Due to State funding constraints, and the fact that the design and construction process can take as many as 10–15 years, this expressway will probably not be completed until near 2020 as the planning. To keep yourself protected on the road make sure you review your auto insurance policy every 6 months to make sure you have enough coverage and are receiving all the discounts you qualify for.
Palmdale Insurance Requirements
All California state residents are required to have the basic liability insurance coverage in the following limits:
- $5,000 of property damage liability per incident
- $15,000 of bodily injury liability per person
- $30,000 of bodily injury liability per incident
The minimum coverage may be all the law requires, but Palmdale has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options.
- Towing and labor
- Rental reimbursement
- Uninsured motorist bodily injury
Public Transportation in Palmdale
The Palmdale Transportation Center offers connections between Antelope Valley Transit Authority local and commuter bus service, Metrolink commuter rail service, Santa Clarita Transit, Greyhound bus service and Amtrak Throughway bus service. Taking advantage of public transportation even just one day a week can lower you mileage usage on your car and save you money on your car insurance.