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Orange is approximately 3 miles north of the county seat, Santa Ana, and is home to parks, lakes, a small zoo, a university, and a wildlife sanctuary. The junction of Interstate Highway 5 intersects with two state highways, SR 57 and SR 22. It is commonly called the “Orange Crush” because it is one of the busiest interchanges in Orange County. The cost of living in Orange is 13% higher than the California average, and the median income is $101,542. The overall crime rate is 24% lower than the national average, and Orange is safer than 60% of the cities in the United States. With the city’s high cost of living, it is important to save where you can, so check often for all the options for cheap car insurance Orange has available.
The Orange Police Department has a total of 216 officers and ranks safer than 77% of every city located within California. There are several specialized units, including the Bike Team, Canine Unit, Homeless Engagement Assistance and Resource Team (HEART), SWAT Team, and Traffic Bureau. A safe city is good news for car owners, as it lowers the risk of property damage and theft, thereby reducing overall insurance premiums.
Orange Insurance Requirements
All California state residents are required to have the basic liability insurance coverage in the following limits:
- $5,000 of property damage liability per incident
- $15,000 of bodily injury liability per person
- $30,000 of bodily injury liability per incident
The minimum coverage may be all the law requires, but Orange has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Orange can provide.
- Towing and labor
- Rental reimbursement
- Uninsured motorist bodily injury
Public Transportation in Orange
Metrolink regional commuter rail network provides rail connections to Los Angeles, the Inland Empire, and Northern San Diego County. The Orange Metrolink station’s platform is situated adjacent to the former Santa Fe depot in the downtown Historic District, which is also home to an Orange County Transportation Authority (OCTA) bus station, and is the second busiest station of the entire Metrolink train system. This is due to its position as a transfer station for the Orange County and the IEOC Metrolink lines. The former Santa Fe mainline links the cities of Los Angeles, Riverside, and San Diego from a junction north of the station.