Oceanside is a coastal city located about halfway between San Diego and Los Angeles. It is the third-largest city in San Diego County. Together with Carlsbad and Vista, it forms a tri-city area. Oceanside is located just south of Marine Corps Base Camp Pendleton. In the past, the city was a bit run down and seedy, but now it is one of the most popular Southern California destinations. Housing costs are not as high as other coastal cities, and it still has a small town feel. Unfortunately, its location right at the end of State Highway 78 and Interstate 5 is one of the busiest and most congested areas in the county. Residents should take the time to explore all the options for cheap car insurance Oceanside has available. In addition, experts recommend having your car insurance policy reviewed once every six months to make sure you are getting the best price and coverage.
Oceanside Insurance Requirements
All California state residents are required to have the basic liability insurance coverage in the following limits:
- $5,000 of property damage liability per incident
- $15,000 of bodily injury liability per person
- $30,000 of bodily injury liability per incident
The minimum coverage may be all the law requires, but living in or visiting any busy tourist city can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options.
- Towing and labor
- Rental reimbursement
- Uninsured motorist bodily injury
Public Transportation in Oceanside
It is always a good idea to use public transportation when you can. Oceanside has many options to choose from, so save mileage on your car, and money on your car insurance by taking the bus or the train once in a while.
- North County Transit District (NCTD)
- Sprinter (Oceanside to Escondido)
- Coaster (Oceanside to San Diego)
- Metrolink (Oceanside to Los Angeles area)