Cheap Car Insurance Oakland

Start My Quote

cheap car insurance oaklandOakland is the largest city in the East Bay region of the San Francisco Bay Area. It is also the eighth largest city in California, and the 45th largest city in the United States. Due to a steady influx of immigrants during the 20th century, along with thousands of African-American war-industry workers who relocated from the Deep South during the 1940s, Oakland is the most ethnically diverse major city in the country. This diversity, it’s location close to San Francisco, and its huge sports franchises, make it one of the busiest and liveliest cities in California. Whether you live here or are planning to visit, take the time to explore all the options for cheap car insurance Oakland has available. It is also a good idea to review your car insurance policy every six months to keep up on all the latest discounts and new coverage choices.

Mandatory Insurance In Oakland

All California state residents are legally required to have basic liability insurance in the following limits:

  • $5,000 of property damage liability per incident
  • $30,000 of bodily injury liability per incident
  • $15,000 of bodily injury liability per person

Living in Oakland means you will need more than just basic coverage. Liability does not cover stolen cars or damage from earthquakes. It is a good idea to make these options a priority on your policy:

  • Comprehensive
  • Towing and labor
  • Collision
  • Rental reimbursement
  • Uninsured motorist bodily injury

Oakland Public Transportation

Using public transportation any time you can is a great way to save money. It is the best way to reduce mileage usage on your car, which also saves you money on your car insurance. Plus, you are also doing your part to help the environment by not adding more pollution. Here are the links to all the public transportation available in Oakland: