Cheap Car Insurance Murrieta

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cheap car insurance murrietaMurrieta one of the fastest growing cities in the state, and together with Temecula it forms the southwestern anchor of the Inland Empire region. Largely residential in character, Murrieta is characterized as a commuter town, with many of its residents commuting to jobs in San Diego County, Orange County, Los Angeles County, Temecula, and Camp Pendleton. Murrieta has three golf courses within the city limits, as well as being just a short drive away from some of the best wineries in Southern California. The cost of living in Murrieta is 7% lower than the California average, but cost of housing is 65% higher than the national average. Living anywhere in California is pretty expensive, and it is important to save where you can, so check often for all the options for cheap car insurance Murrieta has available.

The overall crime rate in Murrieta is 44% lower than the national average, making it the safest city in Riverside County. Property crime is 41% lower than the California average and 38% lower than the national average. The Murrieta Police Department is the only municipal police department in Southwest Riverside County. As of 2011 the department had about 100 officers, and also has a SWAT team and K-9 Unit. The Murrieta Police Department’s detective bureau has several investigative units including, general investigations detectives, the Special Enforcement Team (S.E.T.) detectives, juvenile investigations detectives and detectives assigned to a variety of specialized investigative task forces. Murrieta is safer than 75% of the cities in the United States, which is helpful in keeping auto insurance costs down.

Murrieta Insurance Requirements

All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incidentcheap car insurance murrieta 2

The minimum coverage may be all the law requires, but Murrieta has a large population, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Murrieta can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

cheap car insurance murrieta 3Public Transportation in Murrieta

The Riverside Transit Agency provides limited public transportation options with routes connecting in several areas of the city. There are  7 Amtrak train stations within 30 miles of the Murrieta city center. The average travel time to work in Murrieta is 36% higher than the national average, so it makes sense to take advantage of public transportation whenever possible.