Cheap Car Insurance Modesto

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cheap car insurance modestoWith a population of approximately 201,165, Modesto is the 18th largest city in the state of California. Modesto’s central location puts you within a short drive of the ocean, mountains and some of the states most beautiful parks. You can easily take day trip from Modesto to San Francisco, Sacramento, and Yosemite National Park among many others. Modesto is the birthplace of George Lucas and the inspiration for his popular film American Graffiti. Interstate highways 99, 132, and 108 all intersect in Modesto. More than 75% of the residents prefer to drive their own car to work, with average commute times of 30 to 40 minuets. The city’s crime rate is below the national average, however the rate of fatal car accidents is the same as the rest of California. Consequently, residents should explore all the options for cheap car insurance Modesto has available.

Mandatory Insurance In Modesto

All California state residents are legally required to have basic liability insurance in the following limits:

  • $5,000 of property damage liability per incident
  • $30,000 of bodily injury liability per incident
  • $15,000 of bodily injury liability per person

The central location and congested freeways can make Modesto especially challenging to drive in. This means you will need more than just basic coverage. Make sure you are covered for every contingency by making these options a priority:

  • Comprehensive
  • Towing and labor
  • Collision
  • Rental reimbursement
  • Uninsured motorist bodily injury

Modesto Public Transportation

The city has added many roundabouts to try to ease traffic congestion within the town, with varying degrees of success. Modesto is served by the Amtrak San Joaquin, one of the busiest rail corridors in the country. It makes eight daily stops on the route between Oakland and Bakersfield, and four stops daily on the route between Sacramento and Bakersfield. Modesto also will be served by the future California High Speed Rail.

These public transit systems serve Modesto: