Mission Viejo is a suburban city in Orange County known for its picturesque tree-lined neighborhoods and master planned communities. Lake Mission Viejo is a private association for Mission Viejo residents with custom waterfront homes, condominiums, boat and paddle board rentals, fishing, and swim beaches. Lake Mission Viejo also holds events such as music concerts and movie screenings during the summer season. The cost of living in Mission Viejo is 20% higher than the California average, and 62% higher than the national average. Mission Viejo also hosts a number of athletic events such as 5K runs and triathlons throughout the year, bringing in more visitors and traffic. The city is a very popular place to call home, and the highways surrounding the area are always busy. This means it is especially important to understand all the options for cheap car insurance Mission Viejo has to offer, as well as all available discounts.
The City of Mission Viejo contracts with the Orange County Sheriff’s Department for Police Services. Patrol, general and special crime investigation, a Special Enforcement Team (S.E.T.), a canine unit, five School Resource Officers (SROs), traffic enforcement, commercial vehicle enforcement, collision investigation, parking enforcement, and a crime prevention unit, are all services provided by the department. Mission Viejo is safer than 78% of the cities in the United States, and has an overall crime rate that is 58% lower than the national average.
Mission Viejo Insurance Requirements
All California state residents are required to have the basic liability insurance coverage in the following limits:
- $5,000 of property damage liability per incident
- $15,000 of bodily injury liability per person
- $30,000 of bodily injury liability per incident
The minimum coverage may be all the law requires, but Mission Viejo has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Mission Viejo can provide.
- Towing and labor
- Rental reimbursement
- Uninsured motorist bodily injury
Public Transportation in Mission Viejo
There is 1 airport and 10 Amtrak train stations within 30 miles of the Mission Viejo city center. The average travel time to work in Mission Viejo is 6% higher than the national average, so you can save money and time by taking advantage of public transportation. The MV Shuttle is a local service providing Mission Viejo residents with a transportation alternative. The shuttles are smaller than typical transit buses and run on compressed natural gas (CNG), so they produce far less emissions than conventionally-powered vehicles.