Cheap Car Insurance Long Beach

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cheap car insurance long beachThe Port of Long Beach is the second busiest container port in the United States and a major economic force. The Port supports more than 30,000 jobs in Long Beach, 316,000 jobs throughout Southern California and 1.4 million jobs throughout the United States. Aircraft, automotive, and electronic equipment manufacturing are also huge industries in the city. Long Beach is the third largest city in Southern California behind Los Angeles and San Diego. Driving in Long Beach often involves a lot of road rage, so make sure your covered. Residents should review their policy every six months to make sure they are getting all the options for cheap insurance Long Beach has to offer.

 

Long Beach Insurance Requirements

All California state residents are legally required to have basic liability insurance in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but living in a busy city like Long Beach should have residents considering more than just the minimum. Skateboard dings and towing are not covered with just the basic plan, so consider adding these options.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Public Transportation in Long Beach

Long Beach Transit provides local public transportation services within Long Beach, Lakewood, and Signal Hill. Long Beach Transit regularly operates 38 bus routes. Most regular service bus routes begin or end at the Long Beach Transit Mall in Downtown Long Beach. Because their is such a large amount of tourism in the city, the transportation facilities are better than a lot of large urban areas. There are specific shuttles that operate just to transport tourists to some of the cities main attractions.

If you are not a tourist, consider using public transportation anyway. It is a great way to save mileage on your car, which in turn will save you money on your car insurance. This will also help keep your driving record clean so you can get the most out of all the discounts available.