Cheap Car Insurance Lancaster

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cheap car insurance lancaster 2The area where Lancaster is now located, known as the Antelope Valley, has come along way from its military roots and is taking strides to become more business friendly and “carbon neutral.”  Each spring more than 60,000 visitors from around the world attend the California Poppy Festival in Lancaster City Park. The California Poppy Reserve, 20 miles (32 km) west of Lancaster, boasts one of California’s most abundant crops of the state flower. The California Poppy Festival began as an Earth Day celebration and has grown into an event with over 55 acres of activities and extensive wildflower information. With a population of over 150,000, Lancaster attracts many residents due to its low cost of living and recent redevelopment. This creates a lot of traffic, so take the time to protect yourself on the road and look at all the options for cheap car insurance Lancaster has available.

cheap car insurance lancasterLancaster is continuing to thwart traffic and make the roads safer by upgrading roads and creating transportation alternatives. The Master Plan of Trails and Bike-ways is a comprehensive plan that will create and develop a variety of pedestrian, bicycle and trail facilities that will encourage people to use healthy transportation modes in Lancaster. The City of Lancaster provided funds to ensure all Antelope Valley seniors continue to receive free bus fare subsidies. Looking ahead, the Economic Development department is working closely with Lancaster Choice Energy to establish a new special energy rate which can be used to crate and incentive for new businesses to come to Lancaster.

Lancaster Insurance Requirements

All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but Lancaster has a large population of higher income residents, and lots of traffic. Last year there were 494 automobile thefts in Lancaster. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Public Transportation in Lancaster

cheap car insurance lancasterThe further east you live in the city, the longer your commute time, as most traffic flows west to I-5. A few years ago, the city welcomed the first North American electric bus manufacturing plant, which is now the premier in-kind manufacturer in the world. The Antelope Valley Transit Authority’s entire fleet of 85 public transportation vehicles is upgrading to zero emissions electric buses. Making use of the city’s public transportation is one of the best ways to keep you car insurance costs down. The less you are on the road, the lower you risk of getting in an accident or receiving a traffic ticket.