Huntington Beach is known for its long 9.5-mile stretch of sandy beach, mild climate, excellent surfing, and beach culture. The ocean waves are enhanced by a natural effect caused the ocean swells around Santa Catalina Island. This creates consistent surfing all year round, and has prompted the city’s nickname “Surf City.” The ocean is not always mild however, and tsunam warnings, storm surges, sewage spills, tornadoes, and waterspouts have created havoc on occasin. The famous Huntington Beach Pier has been rebuilt three times. The last time it was rebuilt was the 1990s, and it was better engineered to handle the severe storms and earthquakes. Like many beach cities on California’s coast, Huntington Beach is a major tourist attraction. Annual surf competitions and nearly perfect weather all year make it a popular place to live and work. Residents should make sure they check out all the options for cheap insurance Huntington Beach has available. That way, they can be prepared for either storms or rowdy surfers.
Huntington Beach Insurance Requirements
Just to start with, all California state residents are legally required to have basic liability insurance in the following limits:
- $5,000 of property damage liability per incident
- $30,000 of bodily injury liability per incident
- $15,000 of bodily injury liability per person
Huntington Beach is a rare jewel among California coastline beach cities, and therefore attracts a high income population. Residents and visitors should be prepared for the high cost of repairs and other accident contingincies. Even though these are considered optional, they are very necessary when living in a city like Huntington Beach.
- Towing and labor
- Rental reimbursement
- Uninsured motorist bodily injury
Huntington Beach Public Transportation
Taking advantage of public transportation is a great way to save you time, gas, and money on your car insurance when your mileage stays low. Regional bus service is offered through the Orange County Transportation Authority (OCTA). There are nine routes currently in Huntington Beach. Major bus lines, such as Greyhound and Trailways, also provide transportation to the area. View bus routes and schedules