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Fullerton is one of the largest cities in Orange County and is located 22 miles southeast of metropolitan Los Angeles. Fullerton is home to some of Orange County’s most unique attractions and also numerous higher educational institutions, including California State University, Fullerton and Fullerton College. Due to recent renewal and beautification projects, the city has attracted specialty stores, coffee shops, and restaurants, and has retained much of its downtown character. The cost of living in Fullerton is 10% higher than the California average and the crime rate in is only 6% higher than the national average. This makes it a very popular place to live, so it is important to take the time to protect yourself on the road and look at all the options for cheap car insurance Fullerton has available.
The Fullerton Police Department is made up of approximately 220 employees, 150 sworn and 70 civilian positions. The Fullerton Police Department handles close to 50,000 calls for service annually, making Fullerton safer than 37% of the cities in the United States. The department also utilizes current technology, with body worn cameras, license plate readers, and closed circuit cameras throughout the downtown area that are monitored 24 hours a day. This high police presence helps keep the risk of theft and property damage down, which in turn helps you get the best cheap car insurance Fullerton can provide.
Fullerton Insurance Requirements
All California state residents are required to have the basic liability insurance coverage in the following limits:
- $5,000 of property damage liability per incident
- $15,000 of bodily injury liability per person
- $30,000 of bodily injury liability per incident
The minimum coverage may be all the law requires, but Fullerton has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Fullerton can provide.
- Towing and labor
- Rental reimbursement
- Uninsured motorist bodily injury
Public Transportation in Fullerton
Amtrak trains run between Chicago and Los Angeles, and the Pacific Surfliner goes to Los Angeles, Santa Barbara, and San Diego and connects with Metrolink commuter rail trains. Average trip time on Metrolink or Amtrak to Los Angeles is 30 minutes. The Fullerton Train Station is located downtown at the Fullerton Transportation Center, which also serves as a major bus depot for the Orange County Transportation Authority (OCTA).