Cheap Car Insurance Escondido

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cheap car insurance escondidoEscondido is located in the coastal mountains of Southern California. The name Escondido, means “hidden” in Spanish. The city lies about 18 miles inland, 100 miles south of Los Angeles, and 30 miles northeast of San Diego. Escondido is a popular place to live because it is surrounded by avocado and citrus groves, two lakes, several parks, a sports center, golf courses, restaurants, wineries, shopping centers, comprehensive healthcare and the nearby San Diego Zoo Safari Park. The city is growing at a rapid rate with new communities like Hidden Trails appearing at the east end of East Valley Parkway. The cost of living in Escondido is 4% lower than the California average, and 30% higher than the national average. The overall crime rate in Escondido is 10% lower than the national average. These statistics play and important part in the cost of your auto insurance, along with your driving record, age, and the type of vehicle you drive. It is important to save where you can, so check often for all the options for cheap car insurance Escondido has available.

cheap car insurance escondido 2In 2007 Escondido had a higher violent crime rate but lower property crime rate than La Mesa and Chula Vista. It had a lower violent crime rate but higher property crime rate than Vista and Oceanside. Since 2008, Escondido has seen a drop in overall crime. This is due to the growing effectiveness of the police department which has expanded and added numerous technological tool to it’s crime stopping arsenal. Some of them are, AXON body cameras with back end software, Computer Assisted Dispatch (CAD) system, online automated crime reporting system, and a portable fingerprint identification system.

Escondido Insurance Requirements

All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but Escondido has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Escondido can car insurance escondido 3

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Public Transportation in Escondido

Breeze buses carry passengers in the north San Diego County area and the Sprinter runs 22 miles along Highway 78 corridor, making short trips to 15 stations, for a total travelling time of 53 minutes from end to end. The Sprinter offers easy connections to the Coaster, Breeze, Amtrak, Metrolink, Greyhound, and a future Bus Rapid Transit project in Escondido.