Cheap Car Insurance El Monte

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cheap car insurance el monteEl Monte is the hub of the San Gabriel Valley and located approximately 12 miles east of downtown Los Angeles. It is situated where two major freeways – Interstates 605 and 10 – intersect,  and is the ninth largest city in Los Angeles County. As the San Gabriel Valley continues to grow it has attracted many commercial and retail businesses as well as international corporations through its Foreign Trade Zone. New parks as well as quality housing developments through well thought-out architectural designs are also expanding. This has prompted various new programs that have greatly improved the aesthetic properties of the many neighborhoods. The cost of living in El Monte is 5% lower than the California average, but still 28% higher than the national average. The median income is about $59,403 for people who own homes, and the cost of housing in El Monte is 74% higher than the national average. With the city’s high cost of living, it is important to save where you can, so check often for all the options for cheap car insurance El Monte has available.

The El Monte Police Department consists of 106 sworn police officers who provide emergency services to the citizens of El Monte. The overall crime rate in El Monte is 25% lower than the national average, and property crime is 31% lower than the California average. The department also operates several special services departments, including  K-9, SWAT, Traffic Division, and a Mounted Unit. A strong police force means less risk for all citizens, and lower car insurance premiums.

El Monte Insurance Requirements

All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

cheap car insurance el monte 2The minimum coverage may be all the law requires, but El Monte has a large population and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance El Monte can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Public Transportation in El Monte

cheap car insurance el monte 3El Monte is served by Metro, Foothill Transit, and the city-operated El Monte Transit. Metro’s Silver Line ends at El Monte Station. Train service to El Monte is provided by Metrolink’s San Bernardino Line, which stops at the El Monte station. El Monte Commuter Shuttle operates Monday through Friday during peak morning commute periods and at mid-day, providing connections between the El Monte Metrolink Station and the Flair Park Business District, the Civic Center and the El Monte Bus Station.