Cheap Car Insurance Daly City

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cheap car insurance daly cityDaly City is located at the northernmost edge of San Mateo County adjacent to San Francisco and extends from the Pacific Ocean on the west to nearly San Francisco Bay on the east. Because of its central location, diversified economy, excellent transportation links, the city has become a regional hub for retail, healthcare and small business. The cost of living in Daly City is 22% higher than the California average, and the most popular area to live in is the West Lake district, which is on the western border, near the sea. Westlake is notable for its distinct architecture and for being among the earliest examples of a planned, large-tract suburb. These facts and the high cost of living make it especially important to explore all the options for cheap car insurance Daly City has to offer.

The Daly City Police Department is structured in two functional Bureaus, the Field Operations Bureau and the Operations Support Bureau. There are a total of 147 Daly City police officers, and the overall crime rate in Daly City is 34% lower than the national average. Neighborhood Watch programs and other community programs help the department keep these crime statistics low.

Daly City Insurance Requirements

cheap car insurance daly city 2All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but Daly City has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Daly City can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

cheap car insurance daly city 3Public Transportation in Daly City

The average travel time to work in Daly City is 13% higher than the national average, and the number of people who take public transportation in Daly City is 302% higher than the national average. Using public transportation even just a couple of times a week can really help you save money on your car insurance.

The U.S. Census Bureau has identified Daly City as among the cities with the highest transit ridership. Public transportation is provided by SamTrans, BART (at the Daly City Station and the Colma Station, which abuts the Daly City limits), and some San Francisco Muni lines.