Cheap Car Insurance Concord

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cheap car insurance concordConcord is the 8th largest city in the San Francisco Bay Area and a major regional suburban center in the Bay Area. Located 29 miles east of San Francisco, Concord was primarily a bedroom community for San Francisco and Oakland for over forty years. During the last decades, jobs within the city have increased,diversifying the local economy. The cost of living in Concord is 3% higher than the California average, and the median income is around $88,506. Concord also has a strong retail sector including the Sunvalley Mall, which is one of the 50 most popular malls in the USA. With the city’s high cost of living, it is important to save where you can, so check often for all the options for cheap car insurance Concord has available.

The overall crime rate in Concord is 39% higher than the national average, but the city is still is safer than 25% of the cities in the United States. There are a total of 195 Concord police officers. Police use the LoJack vehicle tracking units in their patrol vehicles to track and recover your LoJack equipped vehicle. The department also has several specialized units, including, Crime Scene Investigations (CSI), Major Crimes Unit (MCU), Special Victims Unit (SVU), and Financial Crimes Unit (FCU). Having a strong police force means a safer city, and lower risk for theft and property damage. This extra protection helps save money on your auto insurance premiums.

Concord Insurance Requirementscheap car insurance concord 2

All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but Concord has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Concord can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

cheap car insurance condord 3Public Transportation in Concord

Transportation is provided by Bay Area Rapid Transit (BART) commuter train system, and the line has since been extended eastward to Pittsburg/Bay Point. The County Connection provides limited public transportation in the city and to other points in the county. Buses run from the North Concord BART station to Martinez, the county seat. Using public transportation is a great way to keep your car mileage low, and save money on your insurance.