Cheap Car Insurance Clovis

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cheap car insurance clovisClovis is located 6.5 miles northeast of downtown Fresno in the midst of the agriculturally rich San Joaquin Valley. Lying at the foot of the Sierra Nevada Mountain Range, which includes Yosemite, Kings Canyon, and Sequoia National Parks, the city is often referred to as the “Gateway to the Sierras.” The City’s economic base consists of retail sales and services and light manufacturing. There are 11 reservoirs and lakes, 63 campgrounds, and hundreds of miles of hiking, all of which bring in flocks of nature loving tourists. The cost of living in Clovis is 16% lower than the California average, and the typical family homes sells for around $247,400. 83% of the residents drive their own car to work, so the roads are always busy. This makes it especially important to understand all the options for cheap car insurance Clovis has to offer, and take advantage of any discounts.

cheap car insurance clovis 2The overall crime rate in Clovis is 12% higher than the national average, and property crime is 13% higher than the state of California and 19% higher than the nation’s average. The Clovis Police department has 140 full-time employees, of which 92 are sworn officers, plus an 18-person reserve program. There are also Neighborhood watch programs that have been extremely successful in reducing crime. Living in a city with a low crime rate helps keep down the cost of your auto insurance premiums.

Clovis Insurance Requirements

All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but Clovis has a large population and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Clovis can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursementcheap car insurance clovis 3
  • Uninsured motorist bodily injury

Public Transportation in Clovis

Two transit lines serve the Clovis area. Stageline operates along fixed routes with regularly scheduled stops. There is 1 airport and 2 Amtrak train stations within 30 miles of the Clovis city center. With limited public transportation available, the number of people who carpool to work in Clovis is 3% higher than the national average. This is the best way to do your part to reduce traffic on the road, and to lower the mileage on your own vehicle.