Cheap Car Insurance Chula Vista

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cheap car insurance chula vistaChula Vista is 7.5 miles from downtown San Diego and 7.5 miles from the Mexican border in the South Bay region of the metropolitan area. This region is one of the richest economic and culturally diverse zones in the United States. Chula Vista, Spanish for “beautiful view,” was named because of its scenic location between the San Diego Bay and coastal mountain foothills. As you can probably guess, it is a priority destination for tourists, and gets most of it’s economic stability from tourism. It is also bisected by Interstates 5 and 805, two of the most congested freeways in California. Living here means taking the time to look at all the options for cheap car insurance Chula Vista offers to make sure you are getting the most for your money.

Chula Vista Insurance Requirements

All drivers residing in California are legally required to have basic liability insurance in the following limits:

  • $15,000 of bodily injury liability per person
  • $5,000 of property damage liability per incident
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but living in a busy city like Chula Vista should have residents considering more than just the minimum. The city is one of the most popular destinations for biking, with 100 miles of dedicated bicycle facilities including more than eight miles of multi-purpose bike paths. Liability insurance doesn’t cover flying bicycle parts, so consider adding these options.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Public Transportation in Chula Vista

Besides cycling, there are plenty of ways to get around the city without having to use your car. The Metropolitan Transit System provides a complete transportation network of trolleys, trains, and buses. Take advantage of public transportation whenever you can. It will save mileage on your car, and money on your car insurance.