California Car Insurance Quotes

direct cheap insurance 2Car insurance. Yes, it’s the law, but it doesn’t have to be time consuming or difficult. Today’s technology makes if faster and easier than ever to find the best deal on the most protection. With just a small investment of your time and effort, Direct Cheap Insurance can not only get you what is required by law, but also give you the shield of protection you need against reckless drivers, distracted drivers, and even mother nature! A California car insurance quote is the best place to start, and the fastest way to get you on the road completely protected. To get started on a cheap car insurance quote right away, scroll down to the bottom of the page and click on your home city, or click on “car insurance quote” above. To learn even more about insurance, read on!

 

About California Car Insurancedirect cheap insurance 3

  • Auto liability insurance is required in California, but the state only requires minimum liability.
  • The required liability limits for Auto Insurance are $15,000 per person / $30,000 per occurrence for Bodily Injury liability and $5000 for Property Damage Liability
  • Basic California liability for Autos provides no coverage for your vehicle if you are at fault, or if your vehicle is stolen.
  • If you are financing a car, most banks or lending institutions will require comprehensive and collision coverage (usually not to exceed a $1,000 deductible)
  • Rates can vary depending on frequency of use, length of commute, territory, etc.

Based on the above facts, you can already tell that you are going to need more than just the minimum that is required by law. California is not a cheap place to live, so make sure your car insurance truly covers the real cost of your car, and any property connected to your car. Of course, there is no price that can be put on the lives you carry in your car, but having enough to cover any hospital or after care needed can leave you free to concentrate on more important things.

Did you know?

  • The number of uninsured drivers in California is estimated to be as high as 23%. Keep this in mind when you are choosing whether or not to purchase the optional Uninsured Motorist Coverage
  • A deductible is an agreed upon dollar amount in which you “share the risk” with your insurance company if your vehicle is damaged.
    • For example, if your vehicle is worth $10,000 and your deductible is $500, in the event of a total loss, your insurance company will pay up to $9,500 (after your deductible is paid).
    • Rental coverage provides a reimbursement for expenses accrued for renting a replacement vehicle (up to an agreed upon dollar amount) while your primary vehicle is being repaired.

California Car Insurance Discounts

Discounts are the number one reason you should review your policy every six months. As the economy changes, so does the business of insurance. Let us help you find all of the discounts you may be eligible for. Direct Cheap Insurance can find you the best rate for your current situation, no matter what that may be. You may be surprised at the possibilities that are available when it comes to discounts on car insurance, so check out the list below, and check in with us often and make sure you are getting all the discounts you can!

  • Discounts for safety courses takendirect cheap insurance 1
  • Marital discounts
  • Good driver discounts
  • Multi-car discounts
  • Multi-policy discounts
  • Association discounts
  • Education discounts
  • Occupation discounts
  • Excess vehicle discounts
  • Mileage discounts
  • And many more!

Find GREAT Rates In Your City!