Cheap SR22 Insurance San Jose

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cheap sr22 insurance san joseWith a population of over 1 million people, San Jose is considered to be a global city noted for its affluence and high cost of living. San Jose’s location within the booming local high tech industry earned the city the nickname “Capital of Silicon Valley.” It has the highest amount of households with the highest disposable income in the state. In short, it’s a city that offers great jobs and great lifestyles. lThe San Jose area has a large freeway system, including three Interstate freeways and one U.S. Route. It is, however, the largest city in the country not served by a primary Interstate; most of the Interstate Highway Network was planned by the early 1950s well before San Jose’s rapid growth decades later. This makes communing in the city risky, and the chances of getting a suspended or revoked licenses is high. Residents should take the time to consider all the options for cheap sr22 insurance San Jose has available.

Who Needs An SR22?

SR22 documentation is “proof of financial responsibility” for drivers who have had their licenses revoked or suspended for any number of reasons, including:

  • DUIs.
  • Excessive violations within a certain time frame.
  • Driving without insurance.
  • Outstanding traffic or parking fines.
  • At-fault accidents while uninsured.
  • Reckless driving.

All About SR22 Insurance?

  • Because SR-22s are primarily linked with serious violations, purchasing and filing an SR-22 is not as simple as sending a standard proof of auto insurance to your DMV. First you will  need to contact your car insurance company to inform them of your need for an SR-22 certificate of financial responsibility. If you don’t have an insurance company, shop around to find one who will work with you.
  • Once you’ve found a company to insure you, you will need to have them file the SR-22 with the California DMV . You cannot file an SR-22 on your own. An SR-22 is meant to be certified proof that you have and will continue to have the legally mandated required car insurance limits.
  • Drivers in San Diego and throughout the state of California must carry proof of SR22 if their drivers license is suspended – for a minimum of three years, or longer depending on the violation.
  • If your auto policy cancels for any reason (non-payment, non-renewal, etc.) the DMV will be electronically notified and, in most cases, your license will be suspended again. This is a problem because then you will have to start your 3 year term over again.