Oxnard, California is an underrated jewel of Southern California. With great beaches, amazing shopping nearby, and agriculture in abundance, this town is just plain awesome. You also won’t pay the hefty price tag on real estate like you will in other beachside communities down south. The beaches are also not as heavily crowded as Huntington or Malibu. But you can still catch the same amount of waves.
Oxnard is also the 16th safest city in the Nation according to the FBI. Raising a family here might seem like a good idea. Public Parks are in abundance here and the school system is top notch. The beaches gradually turn into rolling hills. And if you love the outdoors, this is the place to be. Go hiking, or surfing, or even take up horseback riding.
Did you know that Oxnard is the 7th richest city in America? You might not think so, but according to 24/7 Wallstreet, some great five percenters live here. Oxnard is also very culturally diverse. Every year this is celebrated with their “Multicultural Festival”. The agriculture in this area is second to none. Oxnard has some of the freshest fruits and vegetables in the country. Strawberry’s are mainly farmed here and the residents are proud of that.
With such easy access to major highways, as well as backroads, it is no wonder that the motorcycle culture here is also large. If you are considering getting a motorcycle, you will want the cheap motorcycle insurance Oxnard residents need.
You will have to abide by the state minimum requirements. Let’s take a look at what those are.
Motorcycle Insurance In Oxnard
Here are the California state minimum requirements:
- Bodily Injury Liability Limits: $15,000 per person/$30,000 per occurrence
- Property Damage Liability Limits: $5,000 per occurrence
You may want more than just the minimum amount. Here is what you might want to be fully covered:
- Collision Coverage- this will cover you and your own bike in case of an accident.
- Comprehensive Coverage- this will cover other types of damages and theft.
- Towing Coverage- this will cover or reimburse you for the cost of a tow.
- Uninsured Motorist Coverage- this will still cover you and your bike in case someone without insurance hits you.
You may even be able to cover your gear such as a riding helmet.
Are you interested in discounts? You may qualify especially if you take a motorcycle safety course. Learn more about how you can save on your cheap motorcycle insurance.